Family spending analytics

Help your family budget better and save more

Bill Sorted helps Australian households turn recurring bills and bank CSV imports into clear spending analytics, so you can see where money is going, review subscriptions, and find practical savings without maintaining another spreadsheet.

Household spending trackerBank CSV importSubscription review prompts

Spending analytics

See what changed month by month

Turn recorded payments and imported bank transactions into a clearer household spending picture.

Potential review target

$86 / month

Mar

$2.1k

Apr

$2.8k

May

$2.3k

Jun

$3.1k

SU

Subscriptions

Spending analytics

$142
UT

Utilities

Spending analytics

$486
IN

Insurance

Spending analytics

$1,216

Month-by-month spending trends

Category and subscription visibility

Works for family and property costs

Spending Analytics preview

A family budget view that feels practical

Import bank transactions, keep recurring bills current, then use month-by-month trends, category breakdowns, and review prompts to decide what is worth changing.

Annual commitments

$5,482

Recorded in 12 months

$3,284

Biggest category

Insurance

Review target

$94 / month

Recorded spending

Payments recorded from imported and tracked bills.

6M

Mar

$1.9k

Apr

$2.4k

May

$2.2k

Jun

$3.0k

Jul

$2.6k

Aug

$2.1k

Savings coach

Prompts for the next family money check-in.

Flexible lifestyle spend

$1,128 / year

Membership check

5 subscriptions

Review target

$94 / month

Where the money goes

IN

Insurance

34% of recurring commitments

$1.8k

SU

Subscriptions

18% of recurring commitments

$936

UT

Utilities

15% of recurring commitments

$812

PH

Phone + Internet

13% of recurring commitments

$684

Recurring commitments to review

Different names and amounts, same Analytics workflow.

Home Cover Plus

Personal & Lifestyle · Insurance

$146.20

Monthly

Stream bundle

Personal & Lifestyle · Subscriptions

$39.98

Monthly

Family Mobile Plan

Personal & Lifestyle · Phone

$65.00

Monthly

Cloud Storage

Personal & Lifestyle · Subscriptions

$14.99

Monthly

CSV import

Import transactions, then keep spending current

Start from bank CSV patterns, create bills, and keep future payments attached to the right records.

Recurring patterns found

12 bills

Bills

12

Subs

7

Review

4

Save

$86

NE

Netflix + Spotify

CSV import

Review
PH

Phone plan

CSV import

Compare
CL

Cloud storage

CSV import

Duplicate?

Spending areas families can review more easily

Bill Sorted is designed for recurring expenses that are easy to forget, annoying to reconstruct, or frustrating to coordinate across a household.

Streaming subscriptions

Phone plans

Internet

Insurance

Electricity

Gas

School or daycare fees

Property costs

See where the family money is going

A family budget is easier to improve when the recurring costs are visible. Bill Sorted groups payments into a practical spending view so you can understand essentials, subscriptions, renewals, and property-related costs without digging through bank statements every month.

  • Review actual recorded spending month by month
  • Compare essentials with optional recurring expenses
  • Spot expensive periods before they surprise the household

Use bank CSV import to avoid manual setup

Manual bill entry is the part most people avoid. Bill Sorted can read a bank CSV, find recurring patterns worth checking, and help create bill records with payment history attached so the analytics start from real spending data.

  • Upload recent bank transactions
  • Review recurring payment suggestions before creating bills
  • Keep future payment history connected to each bill

Find savings in subscriptions and repeat charges

The goal is not to shame every purchase. It is to make reviewable spending obvious. Subscriptions, app renewals, memberships, phone plans, and duplicated services become easier to question when they are visible next to the rest of the household bills.

  • Identify subscriptions that quietly stack up
  • Review annual renewals before the charge lands
  • Use a simple savings target for the next family money check-in

Why the workflow feels cleaner

Bill Sorted is built for recurring bill management, not manual spreadsheet upkeep or generic one-size-fits-all tooling.

Workflow areaBill SortedSpreadsheetGeneric tool
Starting pointImport bank CSVs and create recurring billsManual transaction review and data entryOften broad spending categories only
Subscription reviewSubscriptions visible beside household billsEasy to miss unless updated manuallyMay not connect to bill reminders
Family workflowShared access and recurring bill contextVersion conflicts and unclear ownershipUsually individual-account focused
Saving habitReview targets based on recurring costsRequires formulas and regular maintenanceInsights may be too broad to act on

Frequently asked questions

Questions real users ask when they are deciding whether Bill Sorted fits the way they already manage recurring bills.

Is Bill Sorted a family budgeting app?

Bill Sorted is focused on recurring bills, payment history, and spending analytics rather than full envelope budgeting. It helps families understand the repeat costs that drive household cashflow.

Can I import bank transactions?

Yes. You can upload a bank CSV, review recurring payment patterns, and create bill records with matching payment history so spending analytics start from real transactions.

How does this help save money?

It helps by making subscriptions, renewals, duplicated services, and growing recurring costs visible. Once those costs are visible, families can decide what to cancel, compare, or keep.

Can I track subscriptions and bills together?

Yes. Subscriptions can sit beside utilities, insurance, rent, mortgage, rates, and property costs so the household sees the full recurring-spend picture.

Does it replace a spreadsheet budget?

For recurring bills and spending visibility, it can replace much of the manual spreadsheet upkeep. If you need detailed day-to-day category budgeting, you may still use a separate budget tool.

Can couples or families share the analytics?

Yes. Bill Sorted supports shared access so a household can manage recurring bills and review spending with separate logins.

Built in Australia for Australian bill admin

Turn recurring spending into a clearer family budget

Import bank CSVs, organise bills, review subscriptions, and see where household money is going.